Alright guys, here`s the deal. I`m turning 18 soon, and school is almost over. I`ve been tossing around the idea of picking up a new truck, a diesel pick up to use as a tow rig/dd to be exact. That way I can have that good feelin' when I`m wheelin', and a better DD. My question is this, is it going to be possible for me to get a loan, being 18? I`m hoping to find something under $10k. The problem is, I don`t have a cosigner...is it required? I`m trying to think of ideas to build good credit, and I would think that having different forms of credit, and maintaining them would look good for when I eventually go to buy property...I figure I might as well get an early start. So, basically, I`m looking for guys/gals my age that have gotten a new(er) car/truck/whatever, and didn`t have a cosigner... Is this a smart thing to do? Or would the extra costs not be worth it, and most likely just be a hassle? What about personal loans, same idea?