What's the cheapest liability out there? Its for wheeling pretty much only, just need some insurance in case I get pulled over on the way there. I also don't own anyhting else (its all in families name) so if I am in a wreck and there is a law suit they wont get much. Any recomendations? If I'm about to buy a k5 to i get insurance before or after buying it? I have to drive it here from where I'm driving it from.