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Auto insurence

Discussion in 'The Lounge' started by Z3PR, Jan 2, 2006.

  1. Z3PR

    Z3PR Banned

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    Is it or is it not true that you can get lower insurence rates on full coverage insurence if you have a alarm on your vehicle ??
     
  2. Can Can

    Can Can Pusher Man Staff Member Super Moderator

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    Depends on the insurance company.
     
  3. diesel4me

    diesel4me 1 ton status Premium Member

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    "Met Life" does..

    I get a few discounts on my insurance..Met Life gives a 10% discount for an alarm or "anti-theft" device..I get a 25% discount on my Contour's insurance because it has an air bag!..and I also get a slight "multi-vehicle" discount,I think 5%,for driving all of my 3 vehicles less than 5000 miles a year each.

    It still costs too much..my "estimated" bill I just got for 2006 ,for my 2 trucks and the Ford,is 1600+ bucks!:eek1: ..and I only have glass coverage (100 dollar deductible now:mad: ),and "fire and theft" on 2 of them,for "optional" insurance..NO collision on any of them.....its only about 40-85 dollars more,so its worth it to me to have it..

    I might add towing and rental car insurance..its only about 25 bucks a year..better than having to tow it home yourself,and walk until its fixed,if you breakdown...:crazy:
     
  4. 8_YOUR_H2

    8_YOUR_H2 1/2 ton status

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    You will get a 5-10% discount on your COMP coverage ONLY depending on if the alarm is a passive or active.

    Comp coverage is usually the lowest costing insurance on an auto policy any way.
     
  5. jekbrown

    jekbrown I am CK5 Premium Member GMOTM Winner Author

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    I use Geico... I get discounts for having security devices (club, alarm etc)... and for not driving either of my trucks to work (I drive to a bus stop though! lol). Geico is the bomb. When my wife got in her wreck and her 2000 Escort was totalled, they originally offered up MORE $ than what KBB/local ads said the car was worth... and when they found out that we still owed about $1k more than that the adjuster said "I think we can work something out and take care of it for ya". Next day, our loan was paid off and we had a check for $23 more bucks in-hand. Our rates didn't skyrocket afterwards either. Suffice it to say, I'm prolly gonna be a Geico customer for life.

    j
     
  6. cbbr

    cbbr 1 ton status GMOTM Winner

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    Yep. It can also lower your insurance if you live in a higher crime area. Some of your comp premium is based on the risk of theft (car and where it is parked). If you have an actice alarm that disables the starter you can get a discount. Some companies will also give you a discount for Lo-jack type systems.
     
  7. 84k5

    84k5 1/2 ton status

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    Are you talking about your car or your house, since they both have wheels and all.:haha: :doah: :whistle: :ignore: :yikes: :1zhelp:
     

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