3 weeks ago i test drove a 2001 ford f-350.... nice truck, crew cab, longbed, 4x4, 7.3L powerstroke yadda yadda yadda.. anyway i didnt get approved to finance all $20,000 of it... so today i see an older square body ford truck, absolutely beautiful... and its for sale.. its a 1995 f-350, regular cab, longbed, 4x4, 6" lift 35" BFG muds, nice front bumper,3 8" lights on the grille, interior is perfect. its got a 460 with a 5spd stick and manually shifted transfer case, with only 85,000mi on it for $6500... immediately i shat myself. so i met with the guy sellin it and he said he would hold it for me for a week to let me go to a bank and get the money... after i do my taxes this week ill have over $1000 to put down on it so ill only need to finance $5000-$5500. i hope i get it but its so frustratin trying to get a loan when you're 21yrs old with no real credit built up... all have on credit is my matco toolbox ( BTW .064" sheetmetal! hahahaha) and my quad. i just hate applying for loans and not getting approved.