Do some ORV parks require Auto Insurance to run their trails? I've never been but have read that somewhere before. If that is true, what does someone like me do? My project is a truggy without a title. I won't pay another couple hundred a year for it. Can I insure it as an ATV? Maybe this is state specific but anyone have knowledge on this? I haven't nailed down what my project is yet, it could be an S10 with a title or something else that likely doesn't have one.