The other guys insurance company came out and put together an appraisal for me. It came to $1870. I had our body shop come out and give me an estimate. Their estimate came to $3440. I compared the two side by side and can't see where the big difference is. The big thing I see is that the insurance appraiser missed the fact that the left front fender flare needs to be replaced and the fender needs slight work, as well as paint. Problem is, they just called me on my way home today and left a voicemail. The company sent the $1870 check today. I know I can't cash it until I get the whole thing worked out, but not sure what I should do. Thinking I should go to the body shop and have them do an estimate JUST for the fender work that the appraiser missed, fax it to them and have them cut me a check for that as well. Thoughts?