My wife just called to tell me that somebody backed into our '98 Dodge ext. cab in a parking lot. She said that she had backed out of her parking spot and started pulling off when a man across from the spot she was in backed into her. I told her to call the police to get an accident report made so we would get his name and insurance info. The police officer showed up and told her that OUR insurance would have to cover it because it was on a private lot. That is total B.S. and I think he's wrong!! The man told her that his back up sensors didn't go off to let him know something was behind him. What ever happened to looking back and in your mirrors to see what or who was behind you? It pushed the rear bumper to the right about 2" and shoved it into the bed. THIS SUCKS!!!!