I currently have a GM card. I thought one day I might buy a new car, but I can't seem to shake the idea that they're a waste of a couple thousand because of immediate depreciation. I really don't the card much except for the occasional online purchase or work expense, so it's kinda stupid to be building up credit on a car I'll never buy... and so little credit at that. So I'm looking for a new card that has better benny's. My brother in law gets miles, useless to me cause I abhor flying. My sister gets vacation credits or something I think, also useless since I have no interest in the big exciting vacation spots. I'm not too worried about interest rates cause I pay the full balance usually as soon as the charge posts to my account. Anything out there that just has cash or gift certificate-like benefits? What's the deal with all this cash back and 1%-on-every-purchase jazz? What companies do you guys use and what kind of benefit plans do you have going on?