I'm sorry to say I am youngin with very limited knowledge of the system. Don't reply with stupid biased comments about how horrible it is, at least not yet . What does it take to be eligible for SS? Just being born and having an SS number? I wonder about things like this, cause I know people who have never held a job for more than a few weeks at a time their whole lives, leeched off others and I doubt ever paid a cent into SS and these are the people I picture living off it in a few years. All I have to say, I'm setting up a retirement plan asap.