About a week ago i was hit in the rear of my K5, and it f-uo my tallgate. To fix it the shop told me that it would be about 1100 to fix it. I have full coverage on my 1991 K5 and want to know it I can go to my insureance Co. and have them take off the $500 ded. and pay me $600? If i do this do i have to fix it? can i fix it? can I just pocket the money? Is that not what Full corvage is for? I was thinking that i would by a good shape tailgate and a new rear tire carer with the $600. Is that OK? any one know?