I'm trying to work out a way I can pay off a loan 3 years early, and still buy a truck. If I don't tap money I have put away for the kids, I can't buy a truck (or not more than a $1k truck). If I tap the kids money, it may take about a year, but I can pay it back with the same monthly payments we'd have been making on the loan. There's just something fundamentally wrong about borrowing from their pot, breaking promises I swore to myself unless we hit a dire critical need. There's no dire need, I just want to pay off the loan and save a couple hundred in interest. It's our only actual debt aside from house and utility/insurance bills. Oh yeah, and my wife's credit card...Hmm, I haven't seen a statement for that in a long time... Or, anyone know of any good rust-free 90 or newer pickups for a grand?