OK, I\'m an idiot. Two questions. 1. How long have you had the credit card membership thing going on? I found it by accident. I thought Paypal or money order was the way to go. Since I despise Paypal (that's a whole 'nother story) USPS money order was the only way I could do it but my questions went unanswered. (Look here) Probably the wrong place to ask, eh? I'm finally a member, I started saving less than a year ago and I have $38 (minus $25 now) in the become-a-CK5-member fund. If I weren't so dense and didn't see that you could use a creditcard I'd have signed up in August. 2. Second, how do I change my "username title"?