That is why I said it depends on the trans and transfer case gearing, along with the engine and how you drive. With 4.10 axle gears my low range crawl ratio is 34:1 with the automatic trans and NP241 (all stock stuff) which is fairly decent (in the real world, not the internet world........). In comparison a buddy with a C6 (basically same as a TH400) and NP205 with the same 4.10 axle gears only has a crawl ratio of 19:1. Even if you put 5.13 axle gears in a TH400/C6 and NP205 equipped truck you only get a 25:1 crawl ratio. Point being is that my rig would still have a lot lower crawl ratio with 4.10 gears as compared to some other drivetrain setups even if they had 5.13 or 5.38.No doubt 5.13s would definitely improve the capability of your transmission to live a longer and more trouble-free life and your ability to get out of tight spots. It depends on the off-roading you do, but there's a reason why multi-speed transfer cases and numerically higher gears are a thing. I'd personally place a well-matched tire/gear combination quite high on the priority list of improving off-road performance. If it stays on the pavement, being under-geared is less of an issue. Now if you have a really stout engine/transmission combo, I guess gearing becomes a lot less important. To each their own.
