Trim up that inner fender well and bumper, put some clear tape on the headlight, some orange tape on the signal, replace or relocate the reservoir, and continue to drive it into the ground. If you really want to go overboard, some black spray paint will cover the sheet metal showing....
If you were the one who changed your position on the roadway, you're going to be the one at fault. You could always pull the California way of doing things and find someone to sue to pay for it...like maybe the road maintenance people or someone who had a shiny sign on their business that blinded you and caused you to not be able to see the lane markers that had been improperly maintained and you couldn't see them, or maybe someone said something on the radio that distracted you....
Yes, I'm joking. At least on the second part. Last thing we need is another California in the US! In all seriousness, at some point during the repair, you're going to ask yourself why am I spending so much time and money on this? Even the insurance company will look at the value of the car vs the cost of the repair and call it a total loss, and give you the blue book on the car. You can then negotiate with them to buy the car back from them with the salvage title, and try to fix it. Its all a matter of dollars and cents to them, and when you take out your emotional attachment to the car, it doesn't make sense to fix it. You knew that when you made the decision to not get full coverage on it.