I think you were talking to the wrong people then. Their website has multiple pics of 4x4 trucks that they insure. Where they may get you is on the lift and tire size if they consider it extreme.I have called Hagerty two times asking about insuring my truck. I give them the year, make, and model, and they say they do know what kind of vehicle it is. I give them my VIN number, and they still say that VIN does not come up to anything they can find (the 1991 Chevy V3500 is a real odd ball truck). Then I give them a description of what the truck is (1-ton 4X4 crew cab truck). Then they say "this is a 4-wheel drive truck. We do not insure 4-wheel drive trucks." even though I cover all the requirements with my truck...it is driven less than 5000 miles a year, it is kept in doors in a commercial building, and I have a residential address, but they still turn me down both times.
Classic Truck Insurance | Utility Vehicle, SUV, & Jeep Insurance | Hagerty
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