I have to shell out 65 bucks every month to insure my '82 K2500 and a '95 Ford Contour--which usually sit in the garage and yard all month ,rarely get driven more than 50 miles a month (mostly because after paying for insurance and plates,inspections,etc,I have no cash for GAS to go anywhere in them.)...............................................................................................I use my mothers '93 Caravan most of the time to do errands and local trips,even use it instead of my truck to haul a garden tractor around,to save on gas,and any other chores it can do ,instead of paying 4+ bucks a gallon for diesel fuel.................................................................................................Both of our insurance bills went up the 1st of this year,like EVERY year,without fail,this time about 5 bucks....not a lot,but enough to piss us both off,when they dont get used much,and we have never had any accidents or claims against us --the reason for the increase we got from Met Life,is the area we live in had a higher accident and theft/vandalism rate increase since the year before--and they say MA had also raised the rates,which I think is a lie,after reading in the paper it was LOWERED more,not raised,compared to last year!.................................................................................................After spending a half hour pressing buttons trying to get a real human on the dam phone,they did nothing but offer sympathy for the rate increase--I told the rep how my vehicles SIT more than they get driven due to being unemployed,and I am seriously thinking of switching to Allstate ,or other companies that give you 50 bucks back after 6 months of no claims,or that will allow you to suspend coverage on rarely used vehicles or pay by mileage,which would be a better deal for me...I have the highest possible safe driver rating too............................................................................................................................................................................................................Though I know 65 bucks is pocket change for most working folks--its a BIG amount to have to scrape up every month when your unable to get or keep a job ,especially when it does nothing for YOU or the vehicle--all it does is keep them "legal"......half the reason our rates went up is because of so many forigeners riding around without insurance or legit plates,and WE have to pay for an "uninsured motorists"clause on every policy.....I'm ready to become one myself....its not fair they dont have to pay,because WE already have to provide "coverage" for those who feel insurance isn't a must.........my vehicles dont get the maintenence or repairs they deserve either,after wasting my money on the insurance and registration costs..
