i need a new hitch for the ford..i have a 20 foot 10k trailer that my burb will be towed on..my current hitch has some preety heavy rust so i dont really wanna take any chances...i see the class 5 hitch but that might be over kill...i also see the class 3 is rated up to 10k so is that what i need...my truck has a class 4 on it now but i dont see a 4 listed for my truck..any info would be helpfull...