Ok, this is simple.
Put the channel selector to 20
Switch to Cal.
Key the mic and adjust the calibration knob until the needle lines up with the little arrow.
Unkey, switch to Swr, rekey.
The needle should not go past 2.
If it pegs STOP. Either your cable is shorted or not connected and you are about to damage the radio.
If it does not peg, then switch to channel 1, and redo the Entire procedure.
You must recalibrate it before checking the swr.
Then go to 40 and redo it again.
Odds are there will be a difference.
Some antenna systems will show up as flat swr across the whole band, but most won't.
As long as you are not going over 2 at any channel, then I would not worry about it. If there is a large difference, you might want to do some adjusting, or if you have a favorite channel you might want to adjust for lowest swr on that channel.
To adjust, here is the secret. The higher the number, the shorter the antenna.
If your numbers are good on 1 and bad on 40, the antenna needs to be shorter. If you have an adjustable tip, just screw it down slightly.
As for the length of cable, it does not make any difference for a single antenna.
If the swr changes with the length of cable, then you have other problems. The swr is not actually changing, just your reading of it is.
Believe me, I could probably explain it, but it is a large can of worms and I am not in the mood.
Be sure to recal every time you make a change, and all should be well.
Don't be confused by Diesel4me. He is correct, but what he is calling forward, is cal on your radio.
As for S/RF, short answer, ignore them.
If something seems flaky, try a pic of your antenna, where the wires hook on, and a shot of how its mounted.