Spend your money elsewhere, or just plain save it. You are close to the limit, but i wouldnt worry about it much. I heard all the good ones, "your gonna break it in your driveway", "it wont last five minutes", "i broke mine on 33's on the street","your an idiot" blah blah blah. Am i "hard core", nope. Do i wheel my truck regularly, you bet. I know how to drive, and when to back of. Ive been running a 36" tall TSL for almost a year now, but have only been locked since arround the first of the year though. Still have 4 trips on it locked, and while i fully expect to break it (i carry 3 spare shafts, and all the guts of the diff with me at all times), i havent yet. Im sure ill get the "then you dont wheel hard", all i can say to them is that at least im out wheeling.
I plan on upgrading one day, but only when i need to. I suggest the same, when you have problems with breakage, upgrade, until then, just wheel it. You could always carry a spare shaft, just for piece of mind. Unless of course you are a throttle jockey, if your foot loves the floorboard, then maybee you would want to upgrade. just my $.01