toss up
You can probably find a 14 bolt for nearly the same price as a 10 bolt,maybe even less..10 bolts fail quite often,and are in high demand at junkyards..while the 14 bolt sf and FF dont give much touble,and only 4x4 enthusiasts buy them mostly..not too many of them croak in normal street use..They aren't any more difficult to install than another 10 bolt,if you get the right one(not a dually or cab and chassis or van one),only a u-joint might be needed,and some E-brake cable modifications..
The 10 bolts often wear out the differential case where the axle side gears ride..my 81 G10 van had that problem..after a 1200 mile ride to Nashville TN,I heard a clunking noise around corners,and while coasting at 15 mph or so--I assumed it was a u-joint going out,so I bought 2 and kept them with me,in case one failed on the way home..
I drove the van only sparingly the next 2 years locally,never bothered to put the u-joints in until the noise got worse..after I did,it was still there..then I pulled the diff cover off,and discovered the wear in the case ,allowing the side gear to flop around..everything else inside (spiders,ring and pinion,bearings) were mint--it was a six cylinder automatic,so it wasn't like the rear end saw lots of tourque or abuse..
I put another 10 bolt in,I couldn't find a 12 bolt from an older van--and I made the mistake of using a 2.73 ratio,rather than a 3.08 or higher like I should have..of course I found a 3.42 ratio one a week later at the same boneyard!..its a real dog with those "highway" gears..but I got the rear end free from a friend who was junking a van,so the price was right..
I'd say go for the upgrade to a 14 bolt..the full floater's(FF) are much stronger than the Semi-floaters (SF),but I overloaded my K20 with an SF many times with way more weight than it was ever designed for,and it never gave me a lick of trouble.. by the time you fix or replace a 10 bolt,you've already spent as much as the 14 bolt will cost you most likely--and its still a 10 bolt!
