Technically it's a 4 speed t-case, but in my opinion there really aren't 4 different ratios that are actually practical to use with either option. With one version you have a 2.0:1 and a 2.72:1 that are close enough together to not make much of a difference, and the other version has the 10.3:1 that is too low for anything but showing off in a parking lot. I know several Suzuki Samurai guys using low ranges in the 5-6:1 ratio area because they only have about 20 h.p. (

) to begin with and they still rarely ever use 1st gear in the tranny. Another guy recently put the 10.3 Atlas in his YJ and has yet to find any practical use for it on the trail. Even with technical rock crawling it is slow enough to be annoying unless he puts the tranny in 3rd gear. It's to the point that the only advantage the 4 speed has over just a single low 3.8 low range Atlas is that you can get better tire speed in reverse if you use the 2.72 range. Otherwise just put it in 3.8 and you have 5 gears in the tranny to go from super low crawling to wild tire speed.