Thanks, I thought it was a good idea too!
I have not purchased the lights yet, due to a variety of unwanted bills coming my way. However, you are correct. Hella does not make a Low beam only housing (as far as I know). My setup is to wire the lights the same as the over/under setup which (I believe) uses the same low/high bulb and a high only bulb. When the low beams are on, you have two headlights on. When the high beams are on, you have four headlights on.
That is how I have it currently wired (now) using the LMC harness and the EuroLights (which, again, I do not recommend as they are both low/high and don't work with H4 low/high bulbs.) and it works as designed.
I am probably a few months out before I can make this happen, what with these bills, so if someone else beats me to it please be sure to post pics of the install steps!
As far as the Hella lights versus US lights, I would bet the cut-off for the Hella lights is far superior. These are European design and must have that cut-off by law. The US never was that stringent in the past, so these style headlights are not as well designed for our older trucks - nor are the replacement bulbs, from what I have seen. This is why I want to upgrade.
FWIW, I am thinking of going straight to HID for the low beams when I do get this going, as it seems the bulbs are readily available on Amazon and are getting good reviews, and do not blind people with these types of headlamp housings.