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Lift kit installing help

In that case, what I would do would be to simply go look at every K5 for sale that is nearby for the next few months. Leave your checkbook and cash at home. Simply go look at each one, copy of the Buyers Checklist in hand, drive them, and get to know them.

At the end of the summer when you have your money you will now have a good idea of what to look for and what to avoid when buying.
 
Exactly my point. Keep an eye on Craigslist (or Search Tempest) and see what else comes up.

Not to scare you off, but I searched for 1.5 years to find the perfect (for me) K5. It was the perfect color (I wanted white with tan), needed some minor work (tune up basically), and every time I go drive it I am very happy. It starts every time, gets 20mpg in town (yes, 20!), and looks great. It was worth the wait. And when I go to lift it I know everything will be ready to go.
 
I talked that guy with the white blazer down to 4000 shame I dont have the money! And ya I'm not gonna dive into a bad car just because I have the money and it's for sale! I'm gonna use your buyers guide to my advantage!
 
$4k? Call your credit union and get a loan. Probably $150/mo for three years. That is what I did, but it had to be a personal loan so it's at a 9.9% APR because they don't give loans on trucks that low.

Debt is evil but for a K5 ... might be okay. So long as it passes all the buyers guide items!
 
Would they lend a 16 year old with no credit 3500? And could I pay it all off when I have the money while paying monthly payments?

I'm getting him to send the pictures you said to ask for in the buying guide I hope I can get the cash I would feel bad if I had to back out on the guy.
 
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K5trs said:
Would they lend a 16 year old with no credit 3500? And could I pay it all off when I have the money while paying monthly payments?
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At 16 you do not need to get in debt, don't even think about it.
If you need a car now get a $500 car, if you want a car, just save up if you are working now and get something good when you are a bit older.
That is my advise.
 
Oooh yeah I didn't remember you were 16. Don't get into debt. You can't anyway, you have to be 18 to sign a loan. Cash is the only way to go at your age.

Debt killed me big time when I was around your age. At age 18 I got a credit card, racked it up, and then had to file bankruptcy when I was 21 because I couldn't afford it. Ruined me for a long, long time...
 
Legally, you must be 18 to enter into a contract, including loans. A select few credit unions do offer different programs for that sort of thing, however it will always involve the credit and name on the loan of someone over 18 who is willing to assist you.

Some credit unions also will finance a vehicle of that vintage and price through a traditional auto loan program, however, most will likely process it as a personal loan at a higher interest rate.

It isn't up to me to tell you whether to get into debt or not, however there are a lot of people that have made poor choices with it around your age (including myself.) It is always best to pay cash for anything in life, however it is well known that in this day and age a life without any debt whatsoever is extremely unusual and almost non-existant. What is important is making smart choices, and only you can decide what is a smart choice in your situation.
 
Jessie James said:
Oooh yeah I didn't remember you were 16. Don't get into debt. You can't anyway, you have to be 18 to sign a loan. Cash is the only way to go at your age.

Debt killed me big time when I was around your age. At age 18 I got a credit card, racked it up, and then had to file bankruptcy when I was 21 because I couldn't afford it. Ruined me for a long, long time...
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What he said.

BUT, keep your eyes open for a small loan of some kind you can easily pay off.
By that I mean maybe borrow $500 from a savings and loan or bank while you have that much or more in the bank.
Borrow the money, then make sure to pay it off on time.

Be VERY careful to make every payment on time. DO NOT make a late payment or miss one.

This will give you a credit history. Something that tends to bite teenagers in the butt when they try to take out a loan for the first time.

They don't have a credit history, so they do not qualify for a loan at a decent rate.

My first truck, we had enough money in the bank to buy it outright. Plus I had no credit history.
But we did a lot of business with the local Ford dealer at our business, so they agreed to sell me the truck on time for one year.

They knew my father and our company was backing the loan even though it did not appear on paper.
I paid the truck off on time, never missed a payment. Credit ratings were not as open as they are now, but we knew someone in a bank.

We had them run a credit check on me.
I had great credit rating:D.

I have been very careful all my life. Try to never buy on credit unless I have to, and have never paid any interest on a credit card in my life.
I pay them off in full each month.

I check my credit card balance several times each month, and if it starts getting too high, I quit using the card until I pay it off.

Gets difficult from time to time, but my credit rating is top notch, and I don't have any credit card debt or pay interest.
 
Ya im most likely not getting any loans their a bad idea. I found a blazer about a 1 and a half hours away will post pics and details they want 2100 for it.
 
Looks clean. Hard to tell very much from a picture, but worth checking out.

I don't think $2100 is alarmingly cheap, sounds about right to me.
 
No idea, but if it's a dealer it means they got it for $500. Take the Buyers Guide with you and I am sure you will figure it out very quickly. Loud says to me the exhaust system is shot, a header is cracked, or some other major headache.

At the very least, check it out and drive it as practice.
 
And be sure to take a camera if you can. You have got some of the worlds experts right here at buying crap.
Some because they are good at buying it, and some because they are good at not buying it........:D

Again, I am not the one to ask about Blazers. But even with my limited knowledge, there are numerous things I can think of to take pictures of.

Front and rear diff covers to get a bolt count. Any rust you see, Engine from different angles so it can be identified.
Try to get a side shot of the radiator so maybe we can tell how many rows it has.

I'm sure others will join in.

BTW, I did not download and blow up the pic, but those do not look like zeros on the windshield price.
And I think that is a five before them.
I guessing it was 2599 when that pic was taken. Or something like that. Which means several things.
First, he was willing to come down when he posted the ad, plus, he did not get any takers at that price.

Explore with care, grasshopper.......
 
ya they are 9's but i was told 2100 so i'll be wary of it. I'm not sure it would be worth a 2 hour drive i only have 800ish saved
 
You need to have what you want to spend in hand (or at least accessible) when you go to look at something. Maybe a cash deposit with the rest in the bank. Otherwise you are just wasting your time and theirs, and sellers don't like that. Plus, having the cash in hand gives you the buying/bargaining power. Like that brown one, after giving it a thorough inspection and pointing out issues you could offer $1400, and the seller could counter offer with $1900. Then you could come back with $1700 cash TODAY! Most likely you'll be driving away with your new prize. This is just a hypothetical situation, of course. But having the funds ready to go is in your best interest.

Work a few more weeks, build up your funds, go from there. Keep looking, save contact info for the ones you like. That way, if the add isn't up on clist anymore you can at least call and ask if it is still for sale. Some sellers will list a vehicle like every couple days, cluttering up the interwebs (that drives me nuts). Others will list it and forget about it for a couple weeks and try again.
 
Probably a good idea. Get on Mint.com instead and track your money. You can set a budget/goal thing and watch your money grow.

With that said, I think it's still okay to go look at a few trucks so you can understand the different options. For example, some models have manual windows and vinyl seats and no carpet. Others have power everything. Some have quad front shocks and locking rear differentials (which are prone to die). There are different color schemes and so forth. If you're in NM, I'd say get one with a working A/C system! I spent a good 3 months deciding just what options I wanted and then I took my time to find the truck that matched exactly. Now I don't have this "I wish I had gotten a truck with x, y or z" bug and want to sell and upgrade.

Do it right the first time!
 
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