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I like to split the difference. Since the stock setup already pulls cold air from the grille area, I just replace the stock air filter element with a direct replacement K&N. More flow, but still have cool air coming in. /forums/images/graemlins/thumb.gif
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More flow at the cost of more dirt entering the engine. If my truck was my daily driver, the last thing I'd want is a K&N. One of my customers sold me one at a very low price so I run one--with a prefilter. K&Ns really don't filter all that well (that is why Cummins won't warranty an engine with a K&N filter on it). So, in my opinion, your idea isn't such a good one.
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Where do you come up with this stuff Tim? Check out:
K&N FAQ Page
(The info won't format properly if imported directly to here). I have K&N filters in all my junk, with no problems at all. The 4.3 Liter V6 in the '91 S-Jimmy has had one installed since it was less than a month old. Over 150,000 miles and many incredibly dusty Colorado trails later, it still has awesome compression. The K&N gets incredibly dirty in the course of a year, with dirt up to a quarter of an inch thick caked on it. I never see paper filters that nasty, so where does the extra dirt go if you have a paper filter? /forums/images/graemlins/eek.gif
I think that the "Cummins Story" is just an urban legend, as I have never seen it in writing from a reputable source. From the K&N Web Page:
"16. Will the use of a K&N filter void my factory warranty?
It is against the law for a manufacturer to require the use of a specific brand of air filter unless it provides a replacement air filter, free of charge, under the terms of the warranty. For a more thorough discussion of this law known as the Magnuson-Moss Warranty, see our Vehicle Warranty Section of our Air Filter Facts page. Also see our Letter Regarding Vehicle Warranty and K&N Replacement Filters."
The other info referred to above is located
here. Is there a Cummins web page somewhere that specifically berates the K&N air filters?