Black fan operates via thermal switch
White fan operates via manual ON
Switch is ON (black fan)/OFF(both)/ON(white fan)
I believe this switch needs to be a DPDT three way switch correct?
Well, err, no. The "off" position ... would be, well, off.

That is, neither relay would get energized -- not both, as you are thinking.
If you want to control the fans individually, I think the easiest way to do it would be with two switches, SPST's.
One would go from the hot, through the switch, to the white fan's relay. (And, btw, on that one I'd run the hot from the battery, so you can run the fan with the key off, Just In Case

) That would be the manual fan.
The other switch would run from hot to the switch to the black fan relay, as the auto-on/off.
This way you can run both fans (both switches on), just the auto one (second switch on) or just the manual one (first switch on.) You can also kill both fans for water crossings with both switches off.
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Alternately, you CAN do it with a DPDT switch. Could even do the center off if you want to kill both fans for water crossings.
The functions would be ON (just one fan, presumably auto), OFF (optional) and ON (both fans.) This one you can't control both fans individually (A or B), just one (A or A+B.) Make sense?
This one I'd have to draw up, lemme know if you want that.
-- A