You are correct on the rear. Cover comes off, rotate the carrier until you see a 10MM bolt head, remove that, push the pin through the housing until you can push each axle inward, when you do that, the clip (c-clip) will either fall off, or be easily accessible to pull off. If it's a gov-lock rear axle, it will be a bit different.
Repair bearings ARE new, but since the roller bearings ride directly on the axleshaft, as the assembly wears, the axleshaft itself gets a groove worn in it. Just putting a new bearing in is a bad idea, because it may not line up with the groove, and you'll likely just wear the new bearing out faster. The repair bearing is a new bearing, same design, except when you install it, the bearings are either further in or out than the originals. That way the bearings ride on a perfectly smooth surface.
Haven't had the front apart that far, sorry!