Why in the heck would you get a loan for a toy at your age (close to mine) and with your income?
Sell one or both of your blazers, throw in some cash and buy it outright. Or sell one of your blazers and start building up the other. Either way my point is IMO a loan for a straight up toy in your situation is a bit crazy.
Simple, My insane likely unreachable unsensible goal of building a competitive race buggy. Im currently working part time netting 1200+ a month and these are my expenses
1.Dog food,I get the good stuff so 40 bucks a month or so
2.Gas,work is 1 mile away and i get 20+mpgs
3.Food if i want to eat out which consist of 10-20 bucks a week as i rarely eat out
4.Basic cleaning products like shampoo,deodrant and that bullshet which rarely runs out.
5.5% of all income goes towards long term savings
6.whatever other random bs comes up
Conservatively i have over 800 bucks a month expendable income going towards this goal. Im starting school next semester but its likely only part time and even if i go to school full time and cut back on work a bit with this being a 3 year loan manditory payments are in the high 100's so even a part time job will easily cover these cost.
Finally if you add up what it would take in time/gas to pick up or deliver all the stuff he has in there that i want for the buggy im saving money. Add cost of interest onto this and pick up cost and everything might break even. But even so i get a rig that
1.Has several parts ill need in one complete package which saves me tons of bull****ting with cl which i cant stand
2.I get to go wheeling with a locked rig while im saving up more cash for the buggy and tools.
As for selling my blazers, Ill pretend i didnt hear that
I totally agree here. I don't think there is much to worry about though as most places won't give a loan for a used vehicle let alone a wheeler.
It's not a used car loan but i think your probably right. While my bank was optimistic about it going through it has to go through corporate and with my short credit history flawless as it may be i dont think they are going to take the risk in this economy or they will try and screw me in the ass with an insane interest rate in which case i would have to tell them no. Either way it probably wont come through, But a little more optimism on the part of ck5 would be nice especially in BUYING A K5
lot.
. Probably just going to do gears,detroits,bronze kingpin bushing since that has come highly recommended earlier in the thread and brakes then wheel bearings since these things are a bit old. Not sure what else atm
. Just waitin for the pay checks to build up enough for all the parts i need. KOH is definitley going to set me back a few hundred but well worth it i think.
